5 Best Ecom Tools for Chargeback Prevention

So, you are in the market for a chargeback prevention Ecom tool.

Ideal, because in this article we have our compilation list for our top picks, and we compare the features and pricing for you. 

If you just want the best choice, we’ve added that right at the top of the article as this was what is most requested by our customers and what we see the best feedback with. So, that’ll be the “can’t go wrong” option. 

Otherwise, feel free to explore all the options we’ve reviewed on the market to find something that might fit you a little better.

Enjoy the list!

The Best Ecom Tool Specifically for Chargeback Prevention

The ideal e-commerce tool for chargeback prevention should boast real-time transaction monitoring capabilities, allowing merchants to detect suspicious activities promptly. It should feature robust fraud detection mechanisms to identify potentially fraudulent transactions before they escalate into chargebacks. Integration with popular payment gateways is essential for seamless transaction processing.

Additionally, comprehensive reporting and analytics functionalities provide merchants with insights into chargeback trends and patterns. Customizable dispute resolution workflows enable merchants to efficiently manage and respond to disputes. Multi-layered security measures ensure the protection of sensitive customer data and transaction information. A user-friendly interface simplifies navigation and management, facilitating ease of use for merchants handling chargeback prevention strategies.

1. Northbeam

Northbeam is a comprehensive e-commerce platform designed to empower businesses with robust features tailored for success in the digital marketplace. With its array of tools and functionalities, Northbeam caters to the diverse needs of e-commerce enterprises, offering everything from sales optimization to customer engagement solutions.

Northbeam Features

1. Inventory Management:

Northbeam’s inventory management module provides granular control over stock levels, allowing businesses to track inventory in real-time. With features like barcode scanning, batch tracking, and automated reorder points, businesses can efficiently manage stock levels, reduce inventory costs, and prevent stockouts.

2. Order Fulfillment:

Simplify order fulfillment processes with Northbeam’s streamlined order management system. From order processing and picking to packing and shipping, businesses can automate repetitive tasks, minimize errors, and ensure timely delivery to customers, enhancing satisfaction and loyalty.

3. Multi-Channel Selling:

Northbeam enables businesses to expand their reach and drive sales across multiple channels seamlessly. With built-in integrations with leading online marketplaces and e-commerce platforms, businesses can list products, synchronize inventory, and manage orders across channels from a single dashboard, maximizing visibility and revenue opportunities.

4. Customer Relationship Management (CRM):

Northbeam’s CRM tools empower businesses to build and nurture customer relationships effectively. Capture and centralize customer data, track interactions across touchpoints, and segment customers based on behavior and preferences to deliver personalized communication and targeted marketing campaigns, driving engagement and retention.

5. Marketing Automation:

Drive revenue growth and maximize ROI with Northbeam’s marketing automation features. Create and automate email campaigns, social media promotions, and ad retargeting strategies based on customer behavior and purchase history, delivering relevant messages at the right time to drive conversions and revenue.

6. Analytics and Reporting:

Northbeam’s robust analytics and reporting capabilities provide actionable insights into e-commerce performance. Track key metrics such as sales performance, customer acquisition costs, and conversion rates, and generate customizable reports to identify trends, optimize marketing strategies, and make data-driven decisions for business growth.

7. SEO Optimization:

Enhance online visibility and attract organic traffic to your e-commerce store with Northbeam’s SEO optimization tools. Optimize product listings, meta tags, and site structure to improve search engine rankings, drive qualified traffic, and increase conversions, helping businesses reach their target audience and achieve higher revenue goals.

8. Responsive Design:

Ensure seamless user experiences across devices with Northbeam’s responsive design capabilities. With mobile-friendly templates and adaptive layouts, businesses can provide customers with a consistent and intuitive browsing experience on desktops, tablets, and smartphones, reducing bounce rates and improving conversion rates.

9. Security and Compliance:

Protect sensitive data and build trust with customers using Northbeam’s robust security measures and compliance standards. Implement SSL encryption, PCI DSS compliance, and fraud detection protocols to safeguard customer information, prevent data breaches, and maintain compliance with industry regulations, enhancing brand reputation and customer trust.

10. Scalability and Flexibility:

Northbeam offers scalable solutions designed to grow with businesses of all sizes. Whether you’re a startup or an enterprise, Northbeam provides flexible features, customizable options, and seamless integrations to adapt to evolving needs and objectives, ensuring long-term success and sustainability in the competitive e-commerce landscape.

With its comprehensive suite of e-commerce solutions, Northbeam empowers businesses to optimize operations, drive sales, and deliver exceptional customer experiences, positioning them for sustained growth and success in the dynamic digital marketplace.

Northbeam Pricing

Northbeam offers tailored pricing plans designed to meet the diverse needs of digitally-scaling brands, from early-stage startups to sophisticated enterprises. The Starter plan, starting at $1,000 per month, is ideal for brands with up to 1 million page views monthly, offering multi-touch attribution, flexible payment options, and automatic integration with Shopify. 

For growing brands demanding top-notch data quality and service, the Professional plan, starting at $2,500 per month, includes features like creative analytics, export API access, and unlimited user accounts, with quarterly or annual payment options available.

Sophisticated brands requiring bespoke setups and expert guidance can opt for the Enterprise plan with custom pricing. This plan offers high-volume data processing capabilities, unlimited top-level domains, and a dedicated Customer Success Manager.

All plans include access to the Northbeam Training Academy, free integrations, and customer success onboarding sessions. Additionally, the Enterprise plan offers advanced features such as customizable omnichannel reporting, budget scenario recommendations, and direct access to a dedicated team via Slack.

With Northbeam’s pricing plans, brands can access the right tools and support needed to optimize marketing efficiency, drive revenue growth, and achieve their business objectives in the competitive digital landscape.

2. Hyros

Hyros revolutionizes marketing analytics by offering advanced tracking, attribution modeling, and predictive analytics. With its powerful suite of features, businesses gain unparalleled insights into customer behavior, campaign performance, and ROI. From real-time tracking to AI-powered insights, Hyros empowers marketers to optimize their strategies, maximize conversions, and stay ahead in today’s competitive landscape.

Hyros Features

1. Advanced Tracking: Hyros provides granular tracking capabilities to monitor customer interactions across various digital touchpoints. It captures data on website visits, clicks, form submissions, email opens, and more. This level of tracking offers businesses a comprehensive understanding of how users engage with their marketing assets.

2. Attribution Modeling: Hyros employs sophisticated attribution models to attribute conversions and sales accurately to different marketing channels and campaigns. This includes first-click, last-click, multi-touch, and algorithmic attribution models. By assigning credit to each touchpoint in the customer journey, Hyros helps businesses identify the most effective marketing channels and optimize their budget allocation.

3. Campaign Performance Tracking: Hyros enables real-time tracking of campaign performance metrics such as click-through rates (CTR), conversion rates, cost per acquisition (CPA), and return on ad spend (ROAS). It provides detailed insights into which campaigns are driving results and which ones need optimization, allowing businesses to allocate resources effectively.

4. Customer Segmentation: With Hyros, businesses can segment their audience based on various attributes such as demographics, behavior, purchase history, and more. These segments can be used to personalize marketing messages, create targeted campaigns, and improve overall engagement and conversion rates.

5. Predictive Analytics: Hyros leverages predictive analytics to forecast future trends and outcomes based on historical data patterns. By analyzing past performance and identifying predictive indicators, businesses can make data-driven decisions and anticipate market shifts, enabling proactive strategy adjustments.

6. Data Visualization: Hyros offers robust data visualization tools to transform complex data sets into meaningful insights. It provides customizable dashboards, charts, graphs, and heatmaps, allowing users to visualize key metrics and trends at a glance. This visual representation simplifies data interpretation and facilitates informed decision-making.

7. Integrations: Hyros seamlessly integrates with a wide range of third-party platforms, including advertising networks, CRM systems, email marketing tools, and e-commerce platforms. These integrations streamline data collection and consolidation, ensuring that businesses have a unified view of their marketing performance across all channels.

8. AI-Powered Insights: Hyros harnesses the power of artificial intelligence (AI) to analyze large volumes of data and extract actionable insights. Its AI algorithms identify patterns, correlations, and anomalies in the data, enabling businesses to uncover hidden opportunities and optimize their marketing strategies for maximum effectiveness.

By leveraging these advanced features, Hyros empowers businesses to gain deeper insights into their marketing performance, improve targeting and segmentation, optimize campaign effectiveness, and ultimately drive better results and ROI.

Hyros Pricing

Hyros offers three distinct pricing tiers tailored to different business needs. For those focusing solely on organic traffic, the Organic plan at $99 per month provides comprehensive tracking and analysis capabilities for non-paid traffic sources.

The Paid Traffic plan, ideal for businesses running ads, offers advanced tracking and AI optimization, priced competitively to suit various budgets.

Finally, the Agency plan caters to marketing agencies, delivering cutting-edge tracking solutions for clients. Each plan includes unique features and benefits, ensuring that businesses of all sizes and types can leverage Hyros to maximize their advertising ROI.

With testimonials from renowned brands like Tony Robbins and Grant Cardone, Hyros has established itself as a trusted solution for tracking and optimizing advertising campaigns. Whether you’re an e-commerce store, an info business, or an agency, Hyros provides the tools and insights needed to drive success in the competitive landscape of digital marketing.

3. ThoughtMetric

Unlock the power of data-driven decision-making in e-commerce marketing with ThoughtMetric. Trusted by over 1,200 leading brands, ThoughtMetric offers comprehensive marketing attribution analysis, integration capabilities with major e-commerce and advertising platforms, customer journey mapping, post-purchase attribution surveys, advanced tracking and optimization tools, and actionable insights for informed decision-making. Take your e-commerce marketing to new heights with ThoughtMetric.

ThoughtMetric Features

Marketing Attribution Analysis:

ThoughtMetric offers comprehensive marketing attribution analysis, allowing users to delve deep into the performance of their marketing channels. Through advanced algorithms and data modeling, the platform accurately attributes conversions to specific marketing touchpoints. This level of granularity enables businesses to gain a clear understanding of the return on investment (ROI) for each marketing campaign.

Integration Capabilities:

The platform seamlessly integrates with leading e-commerce platforms such as Shopify, WooCommerce, and BigCommerce. This ensures smooth data synchronization and provides users with a unified view of their marketing performance. Additionally, ThoughtMetric integrates with major advertising platforms like Facebook and TikTok, allowing users to track the performance of their ad campaigns and optimize their strategies accordingly.

Customer Journey Mapping:

ThoughtMetric enables businesses to visualize and analyze the entire customer journey, from initial touchpoints to conversions. By mapping out the customer journey, users gain valuable insights into customer behavior, preferences, and interactions across various channels. This deeper understanding allows marketers to identify key touchpoints and optimize their marketing efforts to enhance the overall customer experience.

Post-Purchase Attribution Surveys:

The platform facilitates the collection of post-purchase attribution data through surveys. By soliciting feedback from customers on the sources through which they discovered the store, businesses can refine their attribution models and improve data accuracy. Post-purchase surveys provide additional context to marketing performance metrics, enabling more informed decision-making and campaign optimization.

Advanced Tracking and Optimization:

ThoughtMetric offers advanced tracking capabilities that enable users to optimize their advertising spend based on customer lifetime value (CLV). By identifying high-value customer segments and the most effective marketing channels, businesses can allocate resources strategically to maximize ROI. The platform’s optimization tools empower marketers to refine targeting, messaging, and campaign strategies for better results and profitability.

Data-Driven Insights and Decision-Making:

ThoughtMetric empowers users with actionable insights derived from complex data sets. Through customizable dashboards, reports, and analytics, marketers gain deeper visibility into marketing performance metrics and trends. Armed with these insights, businesses can make data-driven decisions to optimize campaigns, improve targeting precision, and drive sustainable growth in their e-commerce ventures.

ThoughtMetric Pricing

ThoughtMetric offers transparent pricing plans tailored to meet the needs of e-commerce businesses. With a two-week free trial and no credit card required, you can explore its features risk-free. Choose between monthly or annual billing options, with the flexibility to select the plan that aligns with your budget and requirements. The base plan includes 50,000 pageviews, pixel attribution, post-purchase surveys, server-side tagging, unlimited integrations, and live support, all for just $99 per month. Join over 1,200 e-commerce stores benefiting from ThoughtMetric’s intuitive dashboard and actionable insights to drive revenue growth.

4. Triple Whale

Triple Whale empowers e-commerce businesses with a robust suite of features designed to streamline operations and drive growth. From product management and order tracking to marketing automation and analytics, our platform provides everything you need to succeed in the competitive e-commerce landscape. With seamless integration with popular e-commerce platforms and exceptional customer support, Triple Whale is your partner for e-commerce success.

Triple Whale Features

1. Product Management: E-commerce businesses can efficiently manage their product catalogs within Triple Whale. This includes creating product listings, organizing products into categories, setting pricing and inventory levels, and updating product information as needed. With centralized product management, teams can ensure consistency and accuracy across their online store.

2. Order Tracking: Triple Whale enables e-commerce businesses to track orders from placement to fulfillment. This includes monitoring order status, updating shipping information, and managing returns and exchanges. By providing real-time visibility into order fulfillment processes, Triple Whale helps streamline operations and enhance customer satisfaction.

3. Inventory Management: Effective inventory management is critical for e-commerce success, and Triple Whale simplifies this process. E-commerce businesses can track inventory levels, receive low stock alerts, and manage stock replenishment within the platform. This ensures that products are available when customers need them, minimizing stockouts and maximizing sales opportunities.

4. Customer Relationship Management (CRM): Triple Whale includes CRM capabilities to help e-commerce businesses build and nurture customer relationships. This includes managing customer profiles, tracking interactions and purchase history, and segmenting customers for targeted marketing campaigns. By understanding customer preferences and behavior, e-commerce businesses can personalize the shopping experience and drive repeat purchases.

5. Marketing Automation: E-commerce businesses can leverage Triple Whale’s marketing automation features to drive sales and engagement. This includes automating email campaigns, segmenting audiences based on demographics or behavior, and analyzing campaign performance. With targeted marketing automation, e-commerce businesses can attract new customers, increase conversions, and maximize revenue.

6. Integration with E-commerce Platforms: Triple Whale integrates seamlessly with popular e-commerce platforms like Shopify, WooCommerce, and Magento. This allows e-commerce businesses to sync product data, orders, and customer information between their online store and Triple Whale, streamlining operations and eliminating manual data entry.

7. Analytics and Reporting: Triple Whale provides advanced analytics and reporting capabilities to help e-commerce businesses track performance and make data-driven decisions. This includes generating reports on sales, revenue, and customer behavior, as well as analyzing trends and identifying opportunities for growth. By leveraging actionable insights, e-commerce businesses can optimize their strategies and drive business success.

8. Customer Support: E-commerce businesses can provide exceptional customer support with Triple Whale’s built-in helpdesk features. This includes managing customer inquiries, resolving issues in a timely manner, and tracking support tickets from submission to resolution. By delivering excellent customer service, e-commerce businesses can build trust and loyalty with their customers, leading to long-term success.

Overall, Triple Whale offers e-commerce businesses a comprehensive platform to manage every aspect of their operations, from product management to customer support. By streamlining workflows, automating processes, and providing actionable insights, Triple Whale empowers e-commerce businesses to achieve their goals and thrive in a competitive online marketplace.

Triple Whale Pricing

Triple Whale offers flexible pricing plans tailored to suit various business needs and budgets. For businesses operating below $100K, the Founders Board plan provides essential tools for free, including a centralized dashboard, real-time data, summary boards, benchmarks, email reports, and more.

The Growth plan, priced at $1,290 per year, offers comprehensive features for tracking profitability and accessing a 360-degree view of marketing data. It includes standard ad channel attribution, post-purchase surveys, influencer and affiliate tracking, web analytics, email and SMS attribution, shipping and fulfillment tracking, benchmarks, and a mobile app.

For businesses ready to take their direct-to-consumer (DTC) operations to the next level, the Pro plan at $1,990 per year provides everything in the Growth plan plus premium features like premium ad channel attribution, RFM audiences, cart analysis, cohort analysis, subscription analytics, forecasting, and AI-powered sequences.

For enterprises seeking sustained growth and advanced analytics, the Enterprise plan, priced at $2,790 per year, includes all features of the Pro plan along with additional capabilities such as a creative cockpit, product analytics, and summary and attribution data-out APIs.

Whether you’re a startup founder, a growing business, or an established enterprise, Triple Whale’s pricing plans offer the right tools and support to drive success in the competitive e-commerce landscape.

5. Wayflyer

Wayflyer offers e-commerce businesses a comprehensive suite of tools to optimize their operations and fuel growth. With innovative revenue-based financing solutions, predictive analytics, and advanced inventory management features, Wayflyer empowers merchants to make data-driven decisions, improve cash flow management, and unlock new opportunities for expansion. Experience transparent pricing, expert support, and seamless integration capabilities with Wayflyer.

Wayflyer Features

Wayflyer is a comprehensive platform that offers a robust set of features specifically tailored to the needs of e-commerce businesses. Let’s delve deeper into each of these features:

1. Revenue-based Financing: Wayflyer’s core offering revolves around revenue-based financing solutions. This unique financing model allows e-commerce merchants to access capital based on their historical sales data. Unlike traditional loans that require fixed monthly payments, Wayflyer’s revenue-based financing enables merchants to repay funds as a percentage of their daily sales. This flexible repayment structure ensures that businesses can manage their cash flow more effectively and avoid the financial strain associated with rigid payment schedules.

2. Predictive Analytics: Leveraging advanced data analytics algorithms, Wayflyer provides merchants with powerful predictive insights to help them make informed decisions about their business strategies. By analyzing historical sales data, market trends, and other relevant factors, Wayflyer’s predictive analytics tools can forecast future revenue trends, identify potential growth opportunities, and mitigate risks. This enables merchants to optimize their marketing efforts, adjust pricing strategies, and allocate resources more effectively to drive sustainable growth.

3. Performance Dashboard: Wayflyer’s intuitive performance dashboard offers merchants real-time visibility into key business metrics and KPIs (Key Performance Indicators). From sales performance and customer acquisition costs to profitability and ROI (Return on Investment), merchants can track and monitor their performance metrics in one centralized location. This comprehensive dashboard provides actionable insights that enable merchants to identify areas for improvement, measure the success of their growth initiatives, and make data-driven decisions to drive business growth.

4. Marketing Analytics: Wayflyer provides robust marketing analytics tools that enable merchants to evaluate the effectiveness of their marketing campaigns across various channels. By tracking metrics such as customer acquisition costs, conversion rates, and ROI, merchants can assess the performance of their marketing efforts and optimize their strategies accordingly. This allows merchants to allocate their marketing budgets more efficiently, identify high-performing channels, and maximize their return on investment.

5. Inventory Management: Wayflyer offers sophisticated inventory management tools that empower merchants to optimize their inventory levels, streamline their supply chain processes, and prevent stockouts. By tracking inventory levels in real-time, merchants can ensure that they have sufficient stock to meet customer demand while minimizing excess inventory and storage costs. Additionally, Wayflyer’s inventory management features enable merchants to forecast demand, optimize reorder points, and identify slow-moving or obsolete inventory items.

6. Cash Flow Forecasting: Cash flow forecasting is essential for e-commerce businesses to effectively manage their finances and plan for future expenses. Wayflyer’s cash flow forecasting tools leverage historical sales data, revenue projections, and other relevant factors to predict future cash flow trends accurately. This enables merchants to anticipate cash flow fluctuations, plan for upcoming expenses, and make informed decisions about capital allocation.

7. Repayment Flexibility: Wayflyer offers flexible repayment options that are tailored to the unique needs of e-commerce merchants. Unlike traditional loans with fixed monthly payments, Wayflyer’s revenue-based financing solutions allow merchants to repay funds based on a percentage of their daily sales. This flexible repayment structure ensures that merchants can manage their cash flow more effectively and align their repayment schedule with their revenue streams.

8. Expert Support: In addition to its innovative technology platform, Wayflyer provides merchants with access to a team of experienced e-commerce experts who can offer personalized guidance and support. Whether merchants need assistance with financial planning, marketing strategy, inventory management, or other aspects of their business, Wayflyer’s team of experts is available to provide valuable insights and advice.

9. Integration Capabilities: Wayflyer seamlessly integrates with leading e-commerce platforms, accounting software, and other third-party tools, allowing merchants to synchronize their data and streamline their operations. By connecting with platforms such as Shopify, WooCommerce, QuickBooks, and more, merchants can eliminate manual data entry tasks, automate workflows, and gain deeper insights into their business performance.

10. Transparent Pricing: Wayflyer’s pricing model is transparent and straightforward, with no hidden fees or upfront costs. Merchants pay a fixed fee based on the amount of funding they receive, with no additional charges for early repayment or processing fees. This transparent pricing model ensures that merchants know exactly what they’re paying for and can access financing without any surprises or unexpected expenses.

In summary, Wayflyer’s comprehensive suite of features provides e-commerce merchants with the tools and resources they need to succeed in today’s competitive marketplace. From flexible financing solutions and predictive analytics to inventory management and expert support, Wayflyer empowers merchants to achieve their growth goals and drive long-term success.

Wayflyer Pricing

Wayflyer operates on a transparent pricing model, ensuring clarity and simplicity for merchants. There are no upfront costs or hidden fees when signing up or applying for financing. If you accept an offer, a fixed fee, typically between 2% and 8% of the funding amount, is applied. There are no origination fees, annual fees, monthly maintenance fees, documentation fees, or interest rates. This straightforward approach enables e-commerce businesses to access financing without worrying about unexpected expenses, providing peace of mind as they grow and scale.

Why use an Ecom tool at all?

Utilizing an e-commerce tool streamlines and automates various aspects of online business management, enhancing efficiency and profitability. These tools offer comprehensive solutions for inventory management, order processing, customer relationship management, and marketing automation, among other functionalities.

By centralizing operations within a single platform, businesses can effectively manage their online storefronts, streamline workflows, and provide a seamless shopping experience for customers.

Additionally, e-commerce tools often come equipped with analytics and reporting features, empowering businesses to make data-driven decisions and optimize their strategies for growth. Overall, leveraging an e-commerce tool is essential for maximizing productivity and success in the competitive online marketplace.

Why should you use Ecom Tools for Chargeback Prevention?

Chargebacks can be a significant headache for e-commerce businesses, leading to financial losses, damaged reputations, and increased operational complexity. Implementing e-commerce tools specifically designed for chargeback prevention can effectively mitigate these risks and safeguard your business. Here’s why you should consider using e-commerce tools for chargeback prevention:

1. Fraud Detection: Advanced e-commerce tools utilize robust fraud detection mechanisms, including machine learning algorithms and behavior analysis, to identify potentially fraudulent transactions in real-time. By flagging suspicious activities early on, businesses can prevent fraudulent orders that may result in chargebacks.

2. Transaction Monitoring: These tools continuously monitor transactions and provide alerts for any irregularities or discrepancies, allowing businesses to promptly investigate and take appropriate action to prevent chargebacks.

3. Documentation and Evidence Gathering: E-commerce tools facilitate the collection and storage of transaction-related data, including customer details, order information, and communication logs. This documentation serves as valuable evidence in dispute resolution processes, enabling businesses to effectively challenge illegitimate chargeback claims.

4. Chargeback Representation: Some e-commerce tools offer chargeback representation services, where experienced professionals handle the dispute resolution process on behalf of the business. This includes gathering evidence, drafting compelling responses, and representing the business’s interests in communication with payment processors and issuing banks.

5. Customer Communication: Effective communication with customers is crucial in preventing chargebacks. E-commerce tools often include features for automated communication, such as order confirmation emails, shipping notifications, and customer satisfaction surveys. By keeping customers informed and engaged throughout the purchasing journey, businesses can reduce the likelihood of misunderstandings and disputes.

6. Integration with Payment Gateways: Many e-commerce tools seamlessly integrate with popular payment gateways, allowing businesses to access additional fraud prevention features and streamline transaction processing. These integrations enable real-time authentication checks, address verification, and card security code validation, enhancing transaction security and reducing chargeback risks.

In conclusion, utilizing e-commerce tools for chargeback prevention not only helps businesses avoid financial losses but also improves customer trust and loyalty by ensuring a smooth and secure shopping experience. Investing in robust chargeback prevention measures is essential for e-commerce businesses looking to thrive in today’s competitive online marketplace.

Best Ecom Tool For Chargeback Prevention, A Summary

The best e-commerce tool for chargeback prevention offers a comprehensive suite of features to safeguard your business against fraudulent transactions and dispute resolution challenges. With advanced fraud detection algorithms, real-time transaction monitoring, robust documentation capabilities, and chargeback representation services, it provides an all-encompassing solution to mitigate chargeback risks effectively.

Among the top contenders in the market, Northbeam stands out as a leading choice for its proven track record, industry expertise, and innovative approach to chargeback prevention. By leveraging Northbeam’s powerful capabilities, businesses can proactively protect their revenue, reputation, and customer relationships against chargeback threats.