eCheck Merchant Account, A Simple Review

So, you are considering making a eCheck Merchant Account

You’ll be wondering if it’s a good choice for you, if its feature set compares well to other options on the market, and if it is priced affordably enough for what you get.

This article will break all that down for you and more. 

Plus, at the end of the article you’ll find links to alternatives to eCheck Merchant Account as well as our top picks for the options in this category.

Or, just go straight to Our top picks for Best Merchant Accounts(Link it)

Without further ado, let’s get started.

eCheck Merchant Account

Discover the convenience and efficiency of eCheck Merchant Accounts, designed to streamline your payment processing. With eChecks, you can easily accept payments directly from customers’ bank accounts, reducing transaction fees and processing times while enhancing your business’s cash flow management.

eCheck Merchant Account Features

Explore the powerful features of eCheck Merchant Accounts that streamline payment processing, enhance security, and improve financial management. From seamless eCommerce integration to real-time reporting and automated billing, these features are designed to optimize your payment operations and elevate your business efficiency.

eCommerce Integration

Seamlessly integrating with popular eCommerce platforms, eCheck Processing simplifies accepting electronic checks. This integration not only reduces reliance on credit card payments, which often come with higher fees, but also enhances transaction security. By streamlining the payment process, eChecks offer a smoother and more reliable checkout experience for your customers.

Cloud-Based Reporting

With Cloud-Based Reporting, you gain real-time access to all your transaction data. This feature allows you to monitor sales, track payments, and generate comprehensive reports from any device. The cloud-based system provides up-to-date financial insights, enabling you to make informed business decisions and stay on top of your financial performance with ease.

Virtual Terminal

The Virtual Terminal transforms any computer into a payment processing hub, ideal for handling phone or mail orders. It allows you to manually process eCheck payments effortlessly. User-friendly and versatile, this feature supports various payment types, streamlining remote transactions and reducing the complexities of manual processing.

Hosted Pay Pages

Hosted Pay Pages offer a secure and branded payment experience. These customizable pages are designed to match your business’s branding, providing a consistent and trustworthy environment for your customers. This feature enhances customer confidence and satisfaction by ensuring a secure online payment experience.

Invoice by Email

The Invoice by Email feature simplifies billing by enabling you to send professional, customizable invoices directly to your customers’ email addresses. This feature not only speeds up payment collection but also reduces paper waste, contributing to a more efficient and eco-friendly billing process.

Recurring Billing

Managing subscription and membership payments is made easy with Recurring Billing. This feature allows you to set up automated payments according to a schedule that fits your business needs. It ensures timely payments, decreases administrative workload, and improves customer retention by providing a hassle-free payment experience.

Payment Gateway

The robust Payment Gateway acts as a secure link between your website and financial institutions. It ensures swift and secure transactions with advanced fraud detection and support for multiple payment options. This feature provides a reliable environment for processing eChecks, enhancing the overall security and efficiency of your transactions.

Lockbox Services

Lockbox Services streamline your payment collection by processing checks through a secure, centralized location. This feature reduces manual handling, speeds up deposit times, and improves cash flow management. It offers the convenience of efficient and accurate payment processing, enhancing your overall financial operations.

eCheck Merchant Account Pricing

eCheck Processing offers a straightforward and affordable pricing plan designed to fit various business needs. For just $19.99 per month, you gain access to unlimited check processing, ensuring you can handle as many transactions as your business requires without any extra fees.

The plan also includes next-day funding, eInvoicing, and enhanced verification for added security. Additionally, eCheck Processing supports donation forms and custom billing plans to cater to your unique business model.

Volume discounts are available, making this an even more cost-effective solution as your business grows. With one simple plan and one low rate, eCheck Processing simplifies your payment processing needs. Apply now to streamline your business operations.

eCheck Merchant Account Discounts and Coupons

eCheck Processing offers volume discounts to cater to growing businesses, ensuring even more cost savings as your transaction volume increases. While there are no specific coupons mentioned, the volume discounts provide a significant opportunity for businesses to reduce costs based on their processing needs. Apply now to take advantage of these savings!

eCheck Merchant Account Free Trial

eCheck Processing does not offer a traditional free trial, but with a monthly plan starting at $19.99 and various features included, businesses can start processing unlimited checks with next-day funding and enhanced verification, making it a cost-effective solution from the start.

eCheck Merchant Account, A Short How-To Set-up and Use Guide

eCheck Processing offers a fast and secure way to handle electronic checks, streamlining your payment process and ensuring efficient transactions. Ready to get started? Follow this simple tutorial to set up and use eCheck Processing for your business.

Step 1: Sign Up and Get Approved

Begin by signing up for eCheck Processing on their website. Fill out the necessary application form with your business details. Once approved, you can start accepting eChecks immediately.

Step 2: Access Your Virtual Terminal

Log into your virtual terminal. This platform allows you to manually process transactions and send e-invoices to your customers. The user-friendly interface makes it easy to manage all your payment processing tasks.

Step 3: Integrate with Your eCommerce Site

If you have an eCommerce site, integrate the eCheck Processing plug-in directly into your shopping cart. This enables customers to select eCheck as a payment method during checkout, facilitating a seamless payment experience.

Step 4: Process Transactions

In your virtual terminal, you can manually run transactions. Enter the necessary payment details and process the eCheck. This feature is particularly useful for phone or in-person transactions.

Step 5: Send E-Invoices

Use the virtual terminal to send electronic invoices to your customers. This feature simplifies billing and ensures timely payments. Customers can pay directly from the invoice, streamlining the payment process.

Step 6: Monitor Transactions and Deposits

eCheck Processing notifies you daily about your transactions. Deposits are made into your bank account by the next business day. Transactions typically clear in your bank account within 48 hours.

Step 7: Ensure Clearance Before Shipping Goods

For best practice, hold off on shipping goods or providing services until the eCheck has been deposited and has cleared completely in your bank account.

By following these steps, you can easily set up and start using eCheck Processing to manage your payments efficiently and securely.