MOTO Merchant Account, A Simple Review
So, you are considering making a MOTO Merchant Account
You’ll be wondering if it’s a good choice for you, if its feature set compares well to other options on the market, and if it is priced affordably enough for what you get.
This article will break all that down for you and more.
Plus, at the end of the article you’ll find links to alternatives to MOTO Merchant Account as well as our top picks for the options in this category.
Or, just go straight to Our top picks for Best Merchant Accounts(Link it)
Without further ado, let’s get started.
MOTO Merchant Account
MOTO Merchant Account provides high-risk businesses with secure, easy payment processing. Accept all major cards, enjoy free PCI-compliant gateway setup, fraud prevention, and 3-D Secure. Whether you run a mail-order service or an online store, MOTO Merchant ensures fast, reliable payments with top-tier security.
MOTO Merchant Account Features
MOTO Merchant Account is tailored to meet the needs of high-risk businesses, offering a wide range of features that simplify and secure payment processing. Here’s a closer look at its core features:
1. High-Risk Friendly Payment Processing:
MOTO Merchant specializes in providing payment solutions for high-risk businesses, which are often rejected by traditional banks. Whether you’re in telemarketing, travel, or real estate, MOTO Merchant ensures reliable credit card processing, helping you expand your business without the fear of being denied.
2. Support for Multiple Payment Methods:
MOTO Merchant supports a variety of payment methods, including all major credit cards and alternative payment options. This versatility ensures that your customers can make purchases conveniently, regardless of their preferred payment method. The platform is also equipped to handle mail order and telephone order (MOTO) transactions seamlessly.
3. Free PCI-Compliant Payment Gateway Setup:
Security is a top priority for MOTO Merchant. With a free PCI DSS-compliant payment gateway setup, your business is equipped with the highest standard of data protection, minimizing the risk of fraud and ensuring secure transactions. This compliance is critical for maintaining customer trust and safeguarding sensitive payment information.
4. Fraud Prevention & 3-D Secure:
MOTO Merchant includes advanced fraud prevention tools to protect your business from scams and chargebacks. The integration of 3-D Secure, a system supported by Verified by VISA and Mastercard SecureCode, adds an extra layer of authentication, reducing the chances of fraudulent transactions.
5. Recurring Billing Options:
For businesses that operate on a subscription model, MOTO Merchant offers recurring billing services. This feature automates the payment process, making it easier for you to manage regular payments without manual intervention. It’s ideal for businesses such as SEO companies, subscription-based services, and debt settlement firms.
6. Online Reporting & Transaction Monitoring:
MOTO Merchant offers a comprehensive online reporting facility that enables you to track and monitor all your transactions in real-time. This feature helps businesses stay on top of their payment activity, analyze trends, and quickly resolve any payment discrepancies or issues.
7. Integration with Shopping Cart Modules:
For e-commerce businesses, MOTO Merchant supports integration with various shopping cart modules, making it easy to incorporate the payment gateway into your existing website. This ensures a smooth and efficient checkout process, enhancing customer satisfaction.
In summary, MOTO Merchant Account provides a robust suite of features designed to cater to high-risk merchants. From fraud prevention to recurring billing and multi-payment support, it equips businesses with the tools they need to grow and succeed in a competitive market.
MOTO Merchant Account Pricing
MOTO Merchant Account provides competitive and transparent pricing tailored to your business needs. Rates for processing typically start around 1.5% but may vary based on factors such as your industry, processing history, and specific requirements.
Key features of the MOTO Merchant pricing structure include:
- Setup Fee: Free
- Monthly Fee: Free
- Gateway Fee: Free
- Virtual Terminal: Free
- Customer Support: Free
- Automated Recurring Billing: Free
- Merchant Interface: Free
- 3-D Secure: Free
- Fraud Prevention Tools: Free
These features contrast favorably with industry averages, where setup fees range from $45 to $125, monthly fees from $10 to $20, and gateway fees from $9 to $20.
While some fees may apply if additional services are required or if Advanced Payments provides the merchant account, MOTO Merchant strives to keep costs low and transparent. For the most accurate pricing, it’s advisable to consult directly with Advanced Payments or their third-party solutions.
MOTO Merchant Account Discounts and Coupons
MOTO Merchant Account occasionally offers discounts and promotions to make payment processing more affordable. Check their website or contact their sales team for the latest deals. These discounts may include reduced rates or special offers on setup and monthly fees, providing additional value for businesses looking to optimize their payment solutions.
MOTO Merchant Account Free Trial
MOTO Merchant Account does not offer a free trial. However, they provide comprehensive information and support to help businesses understand their services before committing. For detailed pricing and feature inquiries, contacting their sales team directly is recommended to ensure the solution meets your needs effectively.
MOTO Merchant Account, A Short How-To Set-up and Use Guide
Setting up and using a MOTO Merchant Account is straightforward and designed to get your business processing payments efficiently. Here’s a brief guide to help you get started:
1. Application Process: Begin by contacting MOTO Merchant or Advanced Payments to initiate your application. Provide necessary details about your business, including industry type, processing history, and business model. This information helps determine your account setup and associated fees.
2. Account Setup: Once approved, you’ll receive login credentials for the merchant account and payment gateway. Follow the instructions provided to complete the setup, including configuring your account preferences and integrating the payment gateway into your system.
3. Integration: For online businesses, integrate the MOTO payment gateway with your shopping cart or e-commerce platform. MOTO Merchant supports various modules, making it compatible with popular platforms. If you need assistance, refer to the integration guide or seek support from MOTO Merchant’s technical team.
4. Virtual Terminal: If you handle mail or phone orders, use the virtual terminal provided. Log in to your merchant interface, enter customer payment details, and process transactions securely. This feature allows for easy management of phone and mail transactions without additional hardware.
5. Fraud Prevention: Utilize the built-in fraud prevention tools such as 3-D Secure and AVS/CVC checks to safeguard your transactions. Configure these settings through your merchant interface to enhance security and reduce chargebacks.
6. Ongoing Management: Monitor transactions and manage recurring billing through your merchant account’s online reporting facility. Regularly review your account activity to ensure smooth operations and address any issues promptly.
For any technical or account-related queries, MOTO Merchant offers dedicated customer support to assist you throughout the process.